So Progressive wouldn't give me car insurance when I tried to get it last week because I could not furnish enough proof that I live in New York. If you don't have a NY drivers license, then they need either a W2, proof of homeowner's or renter's insurance, at least two utility bills, or a paystub.
I could furnish none of these things--my W2 doesn't have the new address; I only pay for electricity, so I only get one utility bill; and I write my own paychecks at work, so they're not like official paychecks that show all the tax deductions, and therefore Progressive said that's not good enough.
I shall use the World's Most Accurate Rage Scale to describe my feelings from this point on:
Today I purchased renter's insurance. I called Progressive and sent them the declaration page, and said okay can y'all please give me insurance now because my current policy kind of ends in 3 days.
A summary of my conversation with Progressive this morning:
Mich: So you have the renter's insurance policy now with my New York address, can I get the car insurance now?
Progressive Salesman: Hmmmm... yeah I'm looking at it now and it looks like your renter's insurance isn't enough proof of address. We're going to need a W2, a paystub, or maybe you could send us two utility bills?
Mich: ...but your list of stuff said renter's insurance was good enough proof of address.
Progressive Salesman: Yes, well it looks like we'll still need a W2, a paystub, two utility bills, or a copy of your New York driver's license.
Mich: I don't have any of those. And don't even get me f*cking started on the driver's license.
Progressive Salesman: ...you don't have any utility bills? Or a W2?
Mich: I only pay for one utility and therefore only have ONE bill. And since, as I have already told you and your associates, I JUST MOVED, my W2 has my old address on it.
Progressive Salesman: Okay then... Well I'll tell you what we can do. We'll sign you up for auto insurance using your New Jersey address, and then you can transfer it to New York as soon as you have the proof of address.
Mich: Ummmm.... okay, that works I guess. Sign me up for New Jersey insurance. 'Cause I kind of need car insurance like now.
Progressive Salesman: ...Oh I'm sorry, I just spoke to my supervisor and it looks like we can't sign you up for New Jersey insurance because you live in New York.
Progressive Salesman: Sorry ma'am*, but we can't give you New Jersey auto insurance because you live in New York.
Mich: ...So you can't give me New York car insurance because I can't prove that I live in New York, and you can't give me New Jersey car insurance because I live in New York.
Progressive Salesman: I'm sorry, ma'am.
Mich: You do realize how ridiculous that is.
Progressive Salesman: Sorry ma'am.
Progressive Salesman: What I would do, ma'am, is go to another company like Allstate or Farmers and sign up for an auto insurance policy with them under your New Jersey address. And then switch to New York once you have proof of your new address.
Mich: So what you're telling me is that in order to obtain car insurance, I should commit insurance fraud.
Progressive Salesman: I'm sorry ma'am.
Mich: . . .
Progressive Salesman: Is there anything else I can help you with today?
aaaaaaaaaaaaaand so now I have just lied to my old insurance salesman and told him I moved back to New Jersey.
To top it all off, the stress has been giving me near-constant headaches, which has forced me to actually wear my glasses. >:(
|look how smart I am|
*Can I just say that I really really really really really really really really really frigging hate being called "ma'am."